JUNCTION CITY, HARRISBURG, AND MONROE HABITAT FOR HUMANITY
HOMEOWNERSHIP PROGRAM
Provides an opportunity for families to build and buy their own homes. The houses are sold to homeowner families, who provide sweat equity labor to help build the houses.
177 W 6th Avenue
Junction City, OR 97448
Eligibility: Households currently living in substandard housing that meet all of the following requirements:
-Meet income guidelines
-Can commit to 500 hours of sweat equity in construction
-Are United States citizens or permanent residents
-Have the ability to make a mortgage payment (steady income and decent credit history)
Hours: Tuesday-Friday 10am-3pm by appointment
(541) 998-9548
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Phone/FAX Numbers
  • Main phone (541) 998-9548
Email Address: [email protected]
INTAKE PROCEDURE: Call for information. Application available online.
FEES: Households are responsible for a closing fee of up to $3000. 0% down payment for closing costs and an affordable mortgage. Mortgage lengths vary depending on income; Habitat adjusts the length of the mortgage so that the monthly mortgage payment (which includes taxes, insurance, and condo fees, if applicable) is no more than 30% of the homeowner’s gross monthly income at the time of sale.
DOCUMENTS: Proof of income, application form
AREA SERVED: Cities of Harrisburg, Junction City, and Monroe
Services:
  • Home Purchase/Construction Financing/Refinancing
  • Subsidized Home Acquisition
Other Services Offered At This Location:
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